The investment core behind MACH

PROBLEM

• Without a central system for creating and managing accounts for MACH's clients, enabling mutual-fund investing for millions of retail users would have meant overwhelming the fund manager with the individual registration and tracking of every unitholder
• Onboarding and profiling a new investor requires regulatory validations (identity, risk profile) that, done outside the app, introduce friction and drop-off in the flow of a mass-market digital product
• Without native API integration between the app and the funds, each subscription and redemption would have required manual operational intervention, unfeasible at the scale of MACH's user base

SOLUTION

• Abaqus implemented Shares IQ as a unit-holder system embedded in the MACH app, enabling a goals-based investment experience without leaving the application
• This way, client enrollment and profiling is integrated directly into the MACH flow, with automatic connection to the mutual funds via APIs
• A modular, 100% API-based architecture was used, deployed on cloud infrastructure, connecting the app to the Asset Manager without manual operational intervention for each subscription or redemption

RESULTS

• Enables MACH's base of more than 3 million users to invest in mutual funds friction-free, with an experience 100% integrated into the app
• Eliminates manual intervention in the subscription and redemption cycle, scaling the fund manager's operation without a proportional increase in administrative workload
• All of this through a modular, scalable, 100% API-based architecture, in production and operating stably as a foundation for future investment products within the app