Portfolio rebalancing, from hours to minutes

PROBLEM

• Private bankers lacked a consolidated view of each client's local and international holdings.
• Aligning every portfolio with the bank's House Views relied on manual analysis — slow and hard to standardize across the network.
• Calculating the exact buy or sell amounts to rebalance a portfolio — accounting for contributions or withdrawals — created an operational load that limited the advisor's capacity.

SOLUTION

• Consolidation of local and international holdings into a single view, with a Pershing integration and a data-integrity validation engine.
• Strategy governance through House Views models by risk profile (conservative, moderate, aggressive) and a master instrument catalog.
• A recommendation and rebalancing engine (Trade View) that computes deviations from the strategy, simulates the impact of contributions or withdrawals, and suggests what to buy or sell, prioritizing the bank's Focus List.
• Instant generation of executive PDF reports for the client, with full historical traceability of each recommendation for audit.

RESULTS

• Preparing a rebalancing proposal went from hours to minutes per client.
• 100% of the banker network executes the same global strategy, with consistency across clients.
• Executive per-client reports generated automatically, with traceability of every decision.
• Wealth advisory was industrialized, enabling more portfolios to be managed at a higher standard of precision.